/* ── TOKENS ──────────────────────────────────────── */
:root {
  --navy:    #0B3D5E;
  --teal:    #00A878;
  --teal-lt: #E6F7F3;
  --amber:   #F4A011;
  --amber-lt:#FEF3DC;
  --carbon:  #1C2B3A;
  --mid:     #4A6070;
  --gray:    #8BA0AE;
  --line:    #E2EBF0;
  --bg:      #F7F9FB;
  --white:   #FFFFFF;
  --red:     #E03E3E;

  --f-display: 'Sora', sans-serif;
  --f-body:    'Inter', sans-serif;

  --r-sm:  6px;
  --r-md:  12px;
  --r-lg:  20px;
  --r-xl:  32px;

  --sh-sm: 0 2px 8px rgba(11,61,94,.08);
  --sh-md: 0 4px 24px rgba(11,61,94,.12);
  --sh-lg: 0 8px 48px rgba(11,61,94,.16);

  --max: 1180px;
  --pad: clamp(20px, 5vw, 48px);
}

/* ── RESET ───────────────────────────────────────── */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; }
body {
  font-family: var(--f-body);
  background: var(--bg);
  color: var(--carbon);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}
img { max-width: 100%; display: block; }
a { color: inherit; text-decoration: none; }
button { font-family: var(--f-body); cursor: pointer; }

/* ── REUSABLE ─────────────────────────────────────── */
.section-inner {
  max-width: var(--max);
  margin: 0 auto;
  padding: 0 var(--pad);
}
.section-eyebrow {
  font-family: var(--f-display);
  font-size: 11px;
  font-weight: 700;
  letter-spacing: .12em;
  text-transform: uppercase;
  color: var(--teal);
  margin-bottom: 14px;
}
.section-title {
  font-family: var(--f-display);
  font-size: clamp(26px, 4vw, 42px);
  font-weight: 800;
  color: var(--navy);
  line-height: 1.15;
  letter-spacing: -.02em;
  margin-bottom: 16px;
}
.section-sub {
  font-size: 17px;
  color: var(--mid);
  max-width: 580px;
  margin-bottom: 48px;
  line-height: 1.65;
}

/* BUTTONS */
.btn-primary-sm {
  display: inline-flex; align-items: center; gap: 6px;
  background: var(--amber); color: var(--carbon);
  font-family: var(--f-display); font-size: 13px; font-weight: 700;
  padding: 9px 18px; border-radius: var(--r-md);
  transition: transform .15s, box-shadow .15s;
}
.btn-primary-sm:hover { transform: translateY(-1px); box-shadow: var(--sh-md); }

.btn-ghost-sm {
  font-family: var(--f-display); font-size: 13px; font-weight: 600;
  color: var(--navy); padding: 9px 16px; border-radius: var(--r-md);
  border: 1.5px solid var(--line); transition: all .15s;
}
.btn-ghost-sm:hover { background: var(--white); }

.btn-primary-lg {
  display: inline-flex; align-items: center; gap: 8px;
  background: var(--amber); color: var(--carbon);
  font-family: var(--f-display); font-size: 16px; font-weight: 800;
  padding: 16px 32px; border-radius: var(--r-lg);
  box-shadow: 0 4px 20px rgba(244,160,17,.35);
  transition: transform .15s, box-shadow .15s;
}
.btn-primary-lg:hover { transform: translateY(-2px); box-shadow: 0 8px 32px rgba(244,160,17,.45); }

.btn-whatsapp {
  display: inline-flex; align-items: center; gap: 8px;
  background: #25D366; color: var(--white);
  font-family: var(--f-display); font-size: 15px; font-weight: 700;
  padding: 15px 28px; border-radius: var(--r-lg);
  transition: transform .15s, opacity .15s;
}
.btn-whatsapp:hover { transform: translateY(-2px); opacity: .92; }

/* ── NAV ─────────────────────────────────────────── */
.nav {
  position: fixed; top: 0; left: 0; right: 0; z-index: 900;
  background: rgba(247,249,251,.92);
  backdrop-filter: blur(12px);
  border-bottom: 1px solid var(--line);
  transition: box-shadow .2s;
}
.nav.scrolled { box-shadow: var(--sh-sm); }
.nav-inner {
  max-width: var(--max); margin: 0 auto;
  padding: 0 var(--pad);
  height: 64px;
  display: flex; align-items: center; gap: 32px;
}
.nav-logo {
  font-family: var(--f-display); font-size: 20px; font-weight: 800;
  color: var(--navy); letter-spacing: -.03em; flex-shrink: 0;
}
.nav-logo span { color: var(--teal); }
.nav-links { display: flex; gap: 28px; flex: 1; }
.nav-links a {
  font-size: 14px; font-weight: 500; color: var(--mid);
  transition: color .15s;
}
.nav-links a:hover { color: var(--navy); }
.nav-actions { display: flex; align-items: center; gap: 10px; }
.nav-burger {
  display: none; flex-direction: column; gap: 5px;
  background: none; border: none; padding: 6px;
}
.nav-burger span {
  display: block; width: 22px; height: 2px;
  background: var(--navy); border-radius: 2px;
  transition: all .2s;
}

/* ── HERO ─────────────────────────────────────────── */
.hero {
  padding-top: 96px;
  background: linear-gradient(160deg, #F7F9FB 0%, #EEF5F9 100%);
  min-height: 100vh;
  display: flex; flex-direction: column;
}
.hero-inner {
  max-width: var(--max); margin: 0 auto;
  padding: 64px var(--pad) 48px;
  display: grid; grid-template-columns: 1fr 1fr;
  gap: 64px; align-items: start;
}
.hero-eyebrow {
  display: inline-flex; align-items: center; gap: 8px;
  font-size: 12px; font-weight: 600; color: var(--teal);
  background: var(--teal-lt); padding: 6px 12px; border-radius: 20px;
  margin-bottom: 24px; letter-spacing: .04em;
}
.dot-live {
  width: 7px; height: 7px; border-radius: 50%;
  background: var(--teal);
  animation: pulse-dot 1.8s ease infinite;
  flex-shrink: 0;
}
@keyframes pulse-dot {
  0%, 100% { opacity: 1; transform: scale(1); }
  50% { opacity: .4; transform: scale(.7); }
}
.hero-title {
  font-family: var(--f-display);
  font-size: clamp(40px, 6vw, 72px);
  font-weight: 800;
  color: var(--navy);
  line-height: 1.05;
  letter-spacing: -.04em;
  margin-bottom: 20px;
}
.hero-title em {
  font-style: normal;
  color: var(--teal);
  position: relative;
}
.hero-title em::after {
  content: '';
  position: absolute; bottom: 2px; left: 0; right: 0;
  height: 3px; background: var(--teal); opacity: .3;
  border-radius: 2px;
}
.hero-sub {
  font-size: 17px; color: var(--mid); line-height: 1.65;
  margin-bottom: 36px; max-width: 460px;
}
.hero-trust {
  display: flex; align-items: center; gap: 0;
  background: var(--white); border-radius: var(--r-lg);
  padding: 18px 24px; box-shadow: var(--sh-sm);
  width: fit-content;
}
.trust-item { display: flex; flex-direction: column; align-items: center; padding: 0 20px; }
.trust-num {
  font-family: var(--f-display); font-size: 24px; font-weight: 800;
  color: var(--navy); letter-spacing: -.02em;
}
.trust-label { font-size: 11px; color: var(--gray); text-align: center; margin-top: 2px; }
.trust-div { width: 1px; height: 36px; background: var(--line); }

/* SIMULATOR */
.simulator {
  background: var(--white);
  border-radius: var(--r-xl);
  padding: 32px;
  box-shadow: var(--sh-lg);
  border: 1px solid var(--line);
}
.sim-header {
  display: flex; align-items: center; justify-content: space-between;
  margin-bottom: 24px;
}
.sim-badge {
  font-family: var(--f-display); font-size: 11px; font-weight: 700;
  letter-spacing: .08em; text-transform: uppercase;
  color: var(--teal); background: var(--teal-lt);
  padding: 4px 10px; border-radius: 20px;
}
.sim-update { font-size: 11px; color: var(--gray); }
.sim-field { margin-bottom: 20px; }
.sim-label {
  display: block; font-size: 13px; font-weight: 600;
  color: var(--carbon); margin-bottom: 8px;
}
.sim-input-wrap {
  display: flex; align-items: center;
  border: 2px solid var(--line); border-radius: var(--r-md);
  background: var(--bg); overflow: hidden;
  transition: border-color .15s;
}
.sim-input-wrap:focus-within { border-color: var(--teal); }
.sim-prefix, .sim-suffix {
  padding: 0 12px; font-size: 14px; font-weight: 600;
  color: var(--gray); background: var(--line); height: 48px;
  display: flex; align-items: center; flex-shrink: 0;
}
.sim-input {
  flex: 1; height: 48px; padding: 0 14px; border: none;
  background: transparent; font-family: var(--f-display);
  font-size: 18px; font-weight: 700; color: var(--navy);
  outline: none;
}
.sim-days { display: flex; gap: 8px; flex-wrap: wrap; }
.day-btn {
  padding: 8px 16px; border-radius: var(--r-md);
  border: 1.5px solid var(--line); background: var(--bg);
  font-family: var(--f-display); font-size: 13px; font-weight: 600;
  color: var(--mid); transition: all .15s;
}
.day-btn:hover { border-color: var(--teal); color: var(--teal); }
.day-btn.active { background: var(--teal); border-color: var(--teal); color: var(--white); }

.sim-result {
  background: linear-gradient(135deg, var(--navy) 0%, #0D4A6E 100%);
  border-radius: var(--r-lg); padding: 24px; margin: 20px 0;
}
.sim-result-main {
  display: flex; align-items: baseline; justify-content: space-between;
  margin-bottom: 16px; padding-bottom: 16px;
  border-bottom: 1px solid rgba(255,255,255,.12);
}
.sim-result-label {
  font-size: 13px; font-weight: 600; color: rgba(255,255,255,.6);
}
.sim-result-value {
  font-family: var(--f-display); font-size: 32px; font-weight: 800;
  color: var(--teal); letter-spacing: -.02em;
  transition: all .2s;
}
.sim-detail-row {
  display: flex; justify-content: space-between; align-items: center;
  font-size: 12px; padding: 4px 0; color: rgba(255,255,255,.7);
}
.sim-detail-row.sim-detail-total {
  font-family: var(--f-display); font-weight: 700;
  color: var(--white); font-size: 13px;
  margin-top: 8px; padding-top: 8px;
  border-top: 1px solid rgba(255,255,255,.15);
}
.neg { color: #FF8A8A; }
.pos { color: var(--teal); }

.btn-sim {
  display: flex; align-items: center; justify-content: center; gap: 8px;
  width: 100%; padding: 16px; border-radius: var(--r-md);
  background: var(--amber); color: var(--carbon);
  font-family: var(--f-display); font-size: 15px; font-weight: 800;
  transition: all .15s;
}
.btn-sim:hover { filter: brightness(1.05); transform: translateY(-1px); }
.sim-disclaimer {
  text-align: center; font-size: 11px; color: var(--gray); margin-top: 10px;
}

/* DEBTORS */
.hero-debtors {
  max-width: var(--max); margin: 0 auto;
  padding: 24px var(--pad) 48px;
  display: flex; align-items: center; gap: 16px; flex-wrap: wrap;
}
.debtors-label {
  font-size: 12px; font-weight: 600; color: var(--gray);
  flex-shrink: 0; white-space: nowrap;
}
.debtors-logos { display: flex; gap: 8px; flex-wrap: wrap; }
.debtor-pill {
  font-size: 12px; font-weight: 600; padding: 5px 12px;
  background: var(--white); border: 1px solid var(--line);
  border-radius: 20px; color: var(--mid);
}

/* ── CLIENTS ──────────────────────────────────────── */
.clients {
  padding: 96px 0;
  background: var(--white);
}
.clients-grid {
  display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px;
}
.client-card {
  padding: 28px; border-radius: var(--r-lg);
  border: 1.5px solid var(--line);
  transition: all .2s;
}
.client-card:hover {
  border-color: var(--teal);
  box-shadow: var(--sh-md);
  transform: translateY(-3px);
}
.client-icon { font-size: 32px; margin-bottom: 14px; }
.client-card h3 {
  font-family: var(--f-display); font-size: 16px; font-weight: 700;
  color: var(--navy); margin-bottom: 10px;
}
.client-card p { font-size: 14px; color: var(--mid); line-height: 1.6; margin-bottom: 16px; }
.client-tag {
  display: inline-block; font-size: 11px; font-weight: 700;
  padding: 4px 10px; background: var(--teal-lt); color: var(--teal);
  border-radius: 20px; letter-spacing: .04em;
}

/* ── HOW IT WORKS ─────────────────────────────────── */
.how {
  padding: 96px 0;
  background: var(--bg);
}
.steps-track {
  position: relative; max-width: 680px;
  display: flex; flex-direction: column; gap: 0;
  margin-bottom: 48px;
}
.step-connector {
  position: absolute; left: 19px; top: 40px; bottom: 40px;
  width: 2px; background: var(--line);
}
.step {
  display: flex; gap: 24px; align-items: flex-start;
  padding: 20px 0;
}
.step-num {
  width: 40px; height: 40px; border-radius: 50%;
  background: var(--navy); color: var(--white);
  font-family: var(--f-display); font-size: 16px; font-weight: 800;
  display: flex; align-items: center; justify-content: center;
  flex-shrink: 0; position: relative; z-index: 1;
  box-shadow: 0 0 0 4px var(--bg);
}
.step-body h3 {
  font-family: var(--f-display); font-size: 18px; font-weight: 700;
  color: var(--navy); margin-bottom: 8px;
}
.step-body p { font-size: 15px; color: var(--mid); line-height: 1.6; margin-bottom: 10px; }
.step-time {
  font-size: 12px; font-weight: 600; color: var(--teal);
  background: var(--teal-lt); padding: 4px 10px; border-radius: 20px;
  display: inline-block;
}
.how-cta { text-align: center; }

/* ── PROOF ────────────────────────────────────────── */
.proof {
  background: var(--navy);
  padding: 80px 0;
}
.proof-grid {
  display: grid; grid-template-columns: repeat(3, 1fr); gap: 40px;
  margin-bottom: 48px;
}
.proof-stat { text-align: center; }
.proof-num {
  display: block;
  font-family: var(--f-display); font-size: clamp(42px, 6vw, 72px);
  font-weight: 800; color: var(--teal); letter-spacing: -.04em;
  line-height: 1;
}
.proof-unit {
  display: block; font-family: var(--f-display); font-size: 16px;
  font-weight: 600; color: rgba(255,255,255,.5); margin: 4px 0 10px;
}
.proof-desc { font-size: 13px; color: rgba(255,255,255,.45); line-height: 1.5; }
.proof-statement {
  border-top: 1px solid rgba(255,255,255,.1); padding-top: 40px;
  text-align: center;
}
.proof-statement p {
  font-family: var(--f-display); font-size: clamp(18px, 2.5vw, 26px);
  font-weight: 600; color: var(--white); line-height: 1.4;
  max-width: 680px; margin: 0 auto;
}
.proof-statement em { font-style: normal; color: var(--amber); }

/* ── DIFF TABLE ───────────────────────────────────── */
.diff { padding: 96px 0; background: var(--white); }
.diff-table { margin-top: 40px; border-radius: var(--r-lg); overflow: hidden; border: 1.5px solid var(--line); }
.diff-header, .diff-row {
  display: grid; grid-template-columns: 1fr 1fr 1fr;
}
.diff-header { background: var(--bg); padding: 12px 20px; border-bottom: 1.5px solid var(--line); }
.diff-col-hdr {
  font-family: var(--f-display); font-size: 13px; font-weight: 700;
  text-align: center; padding: 0 8px;
}
.diff-col-us { color: var(--teal); }
.diff-col-bank { color: var(--gray); }
.diff-row {
  padding: 14px 20px; border-bottom: 1px solid var(--line); align-items: center;
}
.diff-row:last-child { border-bottom: none; }
.diff-row:hover { background: var(--bg); }
.diff-label { font-size: 14px; font-weight: 500; color: var(--carbon); }
.diff-val {
  text-align: center; font-size: 14px; font-weight: 600; padding: 0 8px;
}
.diff-val-us { color: var(--teal); }
.diff-val-bank { color: var(--gray); }

/* ── FAQ ──────────────────────────────────────────── */
.faq { padding: 96px 0; background: var(--bg); }
.faq-list { max-width: 720px; display: flex; flex-direction: column; gap: 0; }
.faq-item { border-bottom: 1px solid var(--line); }
.faq-q {
  width: 100%; text-align: left; padding: 20px 0;
  font-family: var(--f-display); font-size: 16px; font-weight: 600;
  color: var(--navy); background: none; border: none;
  display: flex; justify-content: space-between; align-items: center; gap: 16px;
  cursor: pointer;
}
.faq-q::after {
  content: '+'; font-size: 22px; font-weight: 400;
  color: var(--teal); flex-shrink: 0; transition: transform .2s;
}
.faq-item.open .faq-q::after { transform: rotate(45deg); }
.faq-a {
  max-height: 0; overflow: hidden; transition: max-height .3s ease;
  font-size: 15px; color: var(--mid); line-height: 1.65;
}
.faq-item.open .faq-a { max-height: 300px; padding-bottom: 20px; }

/* ── CTA FINAL ────────────────────────────────────── */
.cta-final {
  padding: 96px 0;
  background: linear-gradient(135deg, #0B3D5E 0%, #0D4A6E 100%);
}
.cta-final-inner { text-align: center; }
.cta-final h2 {
  font-family: var(--f-display); font-size: clamp(28px, 4vw, 48px);
  font-weight: 800; color: var(--white); line-height: 1.2;
  letter-spacing: -.02em; margin-bottom: 16px;
}
.cta-final p {
  font-size: 17px; color: rgba(255,255,255,.6); margin-bottom: 36px;
}
.cta-final-actions { display: flex; align-items: center; justify-content: center; gap: 16px; flex-wrap: wrap; }

/* ── FOOTER ───────────────────────────────────────── */
.footer { background: var(--carbon); padding: 64px 0 0; }
.footer-inner {
  max-width: var(--max); margin: 0 auto; padding: 0 var(--pad);
  display: grid; grid-template-columns: 1fr 2fr; gap: 64px;
  padding-bottom: 48px; border-bottom: 1px solid rgba(255,255,255,.08);
}
.footer-brand .nav-logo { margin-bottom: 12px; }
.footer-brand p { font-size: 13px; color: rgba(255,255,255,.4); line-height: 1.7; }
.footer-links { display: grid; grid-template-columns: repeat(3, 1fr); gap: 32px; }
.footer-col h4 {
  font-family: var(--f-display); font-size: 12px; font-weight: 700;
  color: rgba(255,255,255,.4); text-transform: uppercase; letter-spacing: .08em;
  margin-bottom: 14px;
}
.footer-col a {
  display: block; font-size: 14px; color: rgba(255,255,255,.6);
  margin-bottom: 10px; transition: color .15s;
}
.footer-col a:hover { color: var(--white); }
.footer-social { display: flex; gap: 12px; margin-top: 16px; }
.footer-social a {
  width: 34px; height: 34px; border-radius: var(--r-sm);
  background: rgba(255,255,255,.08); display: flex; align-items: center;
  justify-content: center; color: rgba(255,255,255,.5);
  transition: all .15s; margin-bottom: 0;
}
.footer-social a:hover { background: var(--teal); color: var(--white); }
.footer-bottom {
  max-width: var(--max); margin: 0 auto; padding: 20px var(--pad);
  font-size: 12px; color: rgba(255,255,255,.25);
}

/* ── RESPONSIVE ───────────────────────────────────── */
@media (max-width: 900px) {
  .hero-inner { grid-template-columns: 1fr; gap: 40px; }
  .hero-title { font-size: clamp(36px, 8vw, 52px); }
  .clients-grid { grid-template-columns: 1fr 1fr; }
  .proof-grid { grid-template-columns: 1fr; gap: 32px; }
  .footer-inner { grid-template-columns: 1fr; gap: 40px; }
  .footer-links { grid-template-columns: 1fr 1fr; }
  .nav-links { display: none; }
  .nav-burger { display: flex; }
  .diff-table { font-size: 13px; }
}
@media (max-width: 600px) {
  .clients-grid { grid-template-columns: 1fr; }
  .hero-trust { flex-wrap: wrap; justify-content: center; }
  .trust-div { display: none; }
  .cta-final-actions { flex-direction: column; align-items: stretch; }
  .btn-primary-lg, .btn-whatsapp { text-align: center; justify-content: center; }
  .diff-header, .diff-row { grid-template-columns: 1.2fr 1fr 1fr; gap: 4px; }
  .footer-links { grid-template-columns: 1fr; }
}
@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after { animation: none !important; transition: none !important; }
}